Car Loans

We have all types of car loans and finance. For personal or business; ask us today!

Truck & Equipment Loans

UFS Direct can organise your Equipment loans.

Recreational Vehicle & Equipment Loans

Recreation is the spice of life. Why hold back when we can get you into the water fast!

Boat Loans

What's better than a day out on the bay? Owning your own boat which is out on the bay!

Caravan & RV Loans

Looking for a caravan, RV or other recreational vehicle? We can help you with the perfect loan!

Personal Loans

Holiday time? Renovating? We have a wide range of personal loan products to suit!

Motorbike Loans

Always dreamt of that motorbike? Well now you can get it! Get your motorbike loan from UFS Direct


Whether you’re setting sail in a dream yacht or having some fun in a dinghy, we can help with our flexible loan options and great rates. Our specialist marine finance staff can quickly and efficiently arrange a loan to get you out on the water faster.

Unlike a bank, a broker has the ability to compare marine finance rates from different lending institutions. This allows your personal broker to increase your chance of approval and shop around on your behalf for the best loan. Our specialist marine finance staff can quickly and efficiently arrange a loan to get you out on the water faster.

  • Competitive fixed rates
  • Insurance and warranties available
  • We can come to you
  • Pre approvals
  • Foreign Residents, Refinancing and 2nd chance loans for bad credit history
  • Australia wide boat finance
  • No need to wait for an appointment
  • Answers within 24 hours in most cases
  • Options for people with past credit issues
  • Finance a new or used boat bought privately or from a dealer
  • Large range of loans that can be tailored to suit your requirements


UFS Direct is trusted by locals to provide an efficient and convenient service. Whether you are buying a new or used boat from a dealer or privately, we’ll make it quick and easy. We have access to many boat finance companies and can tailor the loan to suit your circumstances. Boat loans for consumers work very similarly to car loans. If you’ve already found your boat, give us a call now or apply online today. If you’re just looking at the moment we can sort out a pre-approved loan so you can shop around for the right boat with confidence. Whichever it is, we’re here to help you with a great rate and peace of mind.

Benefits of a Loan through UFS Direct

  • Secured or unsecured
  • Loan terms of between 2-7 years
  • Refinance existing loans for a better deal
  • Choose payment structure to suit you (weekly, fortnightly, monthly)
  • Ability to finance extras such as insurance and warranties keeping your initial outlay low.
  • Deposit free loans*
  • For more information on personal loans click here


UFS Direct can tailor boat loans to meet your business needs. We offer competitive rates, flexible loan terms and fast approval to take all the pain out of buying a new boat.

  • Chattel Mortgage for Business
  • Commercial Hire Purchase Agreement
  • Boat Lease

Before you apply please have the following details handy:

  • Your driver’s licence
  • Your boat licence
  • Your home, work and mobile phone numbers
  • Details of your current & previous credit
  • Your financial details – income and outgoings (rent or mortgage payments, other loans and credit card etc)

Send your enquiry by clicking on the enquire now option to see how we can help.


*To approved purchasers