Car Loans

We have all types of car loans and finance. For personal or business; ask us today!

Truck & Equipment Loans

UFS Direct can organise your Equipment loans.

Recreational Vehicle & Equipment Loans

Recreation is the spice of life. Why hold back when we can get you into the water fast!

Boat Loans

What's better than a day out on the bay? Owning your own boat which is out on the bay!

Caravan & RV Loans

Looking for a caravan, RV or other recreational vehicle? We can help you with the perfect loan!

Personal Loans

Holiday time? Renovating? We have a wide range of personal loan products to suit!

Motorbike Loans

Always dreamt of that motorbike? Well now you can get it! Get your motorbike loan from UFS Direct


Dealer or Private?

If you’re looking to buy a car or vehicle, the odds are you will end up negotiating with either a dealer or a private vendor. So what are the pros and cons of each – and what pitfalls can you avoid?

Tips on a dealer sale

  • You can choose to trade in your old vehicle as part of the deal
  • The vehicle is more likely to have been serviced recently and in good working condition
  • Dealers can be more realistic on prices and more willing to negotiate
  • Peace of mind
  • All national Licensed Motor Car Traders must abide by a Code of Business Practice that, depending on which state you’re in, includes a cooling-off period, warranties and refund facilities if the car proves to be stolen.

Tips on a private sale

  • You don’t need to pay GST on the car
  • You’re not forking out that extra profit margin to a dealer – saving your hip pocket
  • Private vendors are not subject to any code of practice – so it’s up to you to ensure a vehicle is up to scratch, both mechanically and legally
  • The seller doesn’t have to provide a warranty
  • More running around required, ensuring all the necessary documentation is up to date and legal
  • Most people are unaware that you can obtain a warranty on a vehicle being purchased privately.

Ask UFS how. UFS can help.

Whichever way you choose to go, UFS can help! When it comes to all things car-related, that’s our business. Contact us for friendly advice and services on:

  • Providing pre-approved loans
  • Organising a Revs check
  • Organising insurance on the car
  • Helping you choose your car, motorbike or caravan
  • Organising a vehicle inspection
  • Providing you with a price guide on your vehicle.