Car Loans

We have all types of car loans and finance. For personal or business; ask us today!

Truck & Equipment Loans

UFS Direct can organise your Equipment loans.

Recreational Vehicle & Equipment Loans

Recreation is the spice of life. Why hold back when we can get you into the water fast!

Boat Loans

What's better than a day out on the bay? Owning your own boat which is out on the bay!

Caravan & RV Loans

Looking for a caravan, RV or other recreational vehicle? We can help you with the perfect loan!

Personal Loans

Holiday time? Renovating? We have a wide range of personal loan products to suit!

Motorbike Loans

Always dreamt of that motorbike? Well now you can get it! Get your motorbike loan from UFS Direct


Motor Vehicle Warranty is a product designed to minimise the cost to you of replacing or repairing motor vehicle parts in the event that they are faulty or damaged, subject to specific limits.

If a vehicle meets certain qualifying criteria, a vehicle warranty can be purchased for various periods ranging from 12 months to 36 months. In some cases, a warranty may be purchased prior to the expiry of the manufacturers extended warranty so that you maintain continuity in your protection.

Most warranties require that the vehicle is regularly serviced and maintained as required by the manufacturer, and if a part needs replacing or repairing it can generally be done anywhere in Australia. The specific items and benefits covered by a vehicle warranty can vary dramatically so it is important that you review the policy wordings carefully or seeks independent advice.
Know the difference between warranties;

  • Manufacturer’s warranty – comes with the purchase of a new car or a used car that may still be within the manufacturer’s warranty period
  • Statutory Warranty – generally 3 months warranty supplied free by the dealer you are purchasing your used car from if it fits the criteria
  • Extended Warranty – “add on” warranty sold by a third party other than the dealer or manufacturer, to cover for periods after manufacturer’s/statutory warranty has expired.


Everything mechanical including: engine, gearbox, differential, turbo charger, supercharger, cooling system, electrical, braking, steering, air conditioning, clutch, fuel system, drive shaft and universals, engine computer, ABS system, ignition system, electronic ignition components, cylinder head, radiator, and power window motors (some minor wear and tear items are excluded from the cover).


  • No initial excess
  • Cover available for vehicles up to 20yrs old and 280,000kms travelled at time of sale
  • Fully underwritten warranties can be separately financed into most loan contracts
  • The vehicle remains in good condition as warranties require the regular service of the vehicle
  • Log books are kept up to date which improves the saleability of the vehicle
  • Available extra – Roadside Assistance – Complimentary for 12 months with upgrade options
  • Fully transferable upon sale of vehicle
  • Protects your finances in the event of faulty or damaged motor vehicle parts, particularly with the average cost of repair increasing
  • The wide range of warranties allows a customer to select the level of cover they are comfortable with. (3 & 5 year warranty periods as well as different levels of cover)
  • Your vehicle remains covered even if the finance contract is finalised
  • Most warranties permit the transfer of ownership for a small fee, subject to advising the administrator
  • Warranty products can be cancelled and the premium rebated on a pro-rata basis so you only pay for the portion of the cover at risk while your policy is current

For more warranty options at great rates call us today 03 9701 7066 or enquire now.