Car Loans

We have all types of car loans and finance. For personal or business; ask us today!

Truck & Equipment Loans

UFS Direct can organise your Equipment loans.

Recreational Vehicle & Equipment Loans

Recreation is the spice of life. Why hold back when we can get you into the water fast!

Boat Loans

What's better than a day out on the bay? Owning your own boat which is out on the bay!

Caravan & RV Loans

Looking for a caravan, RV or other recreational vehicle? We can help you with the perfect loan!

Personal Loans

Holiday time? Renovating? We have a wide range of personal loan products to suit!

Motorbike Loans

Always dreamt of that motorbike? Well now you can get it! Get your motorbike loan from UFS Direct


Gap insurance protects you by paying the shortfall amount owed to the credit provider in the event that you have a total loss due to accident, theft or damage and the amount received from the comprehensive insurer is inadequate to finalise the loan on the vehicle. When you borrow money to purchase a vehicle you may be exposed to this insurance shortfall or gap. This gap is the difference between the insured value of the vehicle and the remaining balance required to finalise the loan or lease.

Gap insurance is only available when you enter into a new finance contract at the point of purchase and the vehicle or asset is comprehensively insured. Please ensure you read and understand the Product Disclosure Statement and Policy wording before you purchase this product.

Ask us how this can be included in your finance for as little as an additional $3 per week.


  • Underwritten by some of the world’s biggest companies
  • We can arrange insurance with varying levels of cover depending on your requirements
  • We can put the premium into your car loan repayment, so that you do not have to come up with extra money before delivery
  • Very competitive premiums


  • You cannot be forced to take out this type of insurance
  • You cannot be forced to take out insurance with a particular insurer
  • Details of the other types of insurance covers that we can issue, along with the way in which they are remunerated, are disclosed in our Financial

Services guide

If you purchase an insurance policy and decide within 14 days that it doesn’t meet your needs for whatever reason, you can cancel for a full refund less any taxes or duties that the insurer cannot recover. This is called the “Cool Off Period”
If you have any queries or a complaint about an insurance product offered to you should follow the complaint handling procedures detailed in the insurer’s Product Disclosure Statement

For these and more insurance options at great rates call us today 03 9701 7066 or enquire now.