UFS

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Get an Instant

Car Finance in Melbourne

Rates from 6.40% | 6.84% Comparison*

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Get an Instant

Car Finance in Melbourne

Rates from 6.40% | 6.84% Comparison*

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Customise Car Finance in Melbourne

Secured Car Loans Melbourne

With over 15 years of experience, our team at UFS Direct can assist you with the purchase of older and imported vehicles. We have access to various lenders who can assist with:

A UFS Direct fast car loan is the ideal way to finance your new car. Whether you are buying a new or used vehicle from a dealer, at auction, or from a friend, we’ll make it quick, easy, and simple. If you’ve already found your perfect fit simply apply online today or submit the Enquiry form and our experts will call you to assist with the required documents for your car finance application.

Need Help Buying That Electric/EV Car Loans in Melbourne?

car-loan

Look No Further For Your Electric/EV Car Finance Melbourne

If you are looking to get an electric car loan in Melbourne, we are your best one-stop-solution! The process of getting an electric car loan is very similar to getting a regular car loan. Our electric/EV car loan brokers at UFS Direct will leave no stone unturned to find loan options that match your requirements and budgets. Securing car finance in Melbourne is a big step, and we are here to help you every step of the way. EV cars are environmentally friendly, making them a better alternative.
Enquire with us today and be at ease with your loan requirements.

Low-Rate Car Loans Melbourne

UFS Direct can provide you with a pre-approval if you have not found the car and need to shop around for the right one. This process allows you to shop with confidence. Whatever you decide, our expert car finance brokers in Melbourne will be there to guide you through the process.

Before applying for a car loan in Melbourne, it is important to keep these details handy:

Car Loan Process

1. ENQUIRY

Complete and submit an enquiry form. If you have not found a car yet, we can help you find one. We can provide a free pre-approval that allows you to know exactly how much you can borrow and what your repayments will be. This allows you to buy a vehicle that is within your budget.

2. APPLICATION

One of our brokers will be in touch with you to take a more in depth application. They will ask you questions about your employment, address, income, and the intended purchase.

3. SUBMISSION

Your personal UFS Direct broker will collate and handle your application and liaise with the lender to ensure your application is handled promptly.

4. APPROVAL

We aim to achieve approval for your application within 24 hours. (This time frame depends on receiving the relevant supporting documents).Our car finance brokers in Melbourne will maintain transparency throughout the process and will contact you if required.

5. FIND A CAR

We are able to finance all types of cars, regardless of whether they were purchased privately or through a dealer.

6. SETTLEMENT / DELIVERY

If you have found the car, we will handle the entire car finance process on your behalf directly with the car dealer to ensure all the paperwork is in order and provide confirmation, so you can drive away knowing all the documentation has been taken care of.

Car Loans For Your Business

Car Loans For Your Business

UFS can tailor car loans to meet your business needs. We offer competitive rates, flexible loan terms, and fast approval to take all the pain out of buying a new car. Give us a call or apply now to see how we can help.

Before you apply, it is advisable to have the following details handy:

Car Loan Process

1. A Quick Enquiry & Application

Drop in a quick enquiry regarding your loan requirements. Our team will revert in no time and we can fill all the necessary details in the application to secure the best deal on loan for you.

2. Getting Approval

We aim to achieve the approval for your application within 24 hours (T&C* apply). Our car finance brokers in Melbourne will maintain transparency throughout the process and will contact you if required.

3. Finalise Your Ride

This is what you have been waiting for! Choose a perfect car for you from a Melbourne dealer or private seller.

4. Settlement/Delivery

If you have found the car, we will handle the entire car finance process on your behalf directly with the car dealer to ensure all the paperwork is in order, so you can drive away knowing all the documentation has been taken care of.

Why choose an UFS Direct car loans?

We Believe in Transparency

Our team will maintain 100% transparency while dealing with your car loan process, so you can stay informed about all the decisions concerning the loan.

We Are Affordable

We are your next-door neighbour for car finance and loan Melbourne. We will offer competitive rates that will fit right into your budgets.

We Promise The Best Deal

Our car finance brokers will skim the market for the best loan deals for you at lowest rates. We will always prioritise your needs and budget.

Worried About Your Loan Repayments?

Calculate Your Car Loan, Today!

Are you curious to know the amount you can procure for a loan? Use our car loan calculator and get an estimation in no time.

How much would you like to borrow?
$1,000 $1,000,000
Interest rate (%)
1 % 20 %
Loan Term (in months)
12 Months 84 Months

Estimated Weekly Payment: $

Estimated Monthly Payment $

Disclaimer: The calculator is provided only as a general self-help planning tool. We do not guarantee their accuracy, or applicability to your circumstances.

Frequently Asked Questions

You can enquire now or simply complete the online application form. For more information, submit an enquiry by clicking on the Enquire Now or Apply Now.

Yes, although the term of your loan does need to end 3 months before the expiration of your visa.
Yes, at UFS, we provide car finance in Melbourne for individuals with a low credit score or bad credit history. T&C*
Yes, we can assist with your application if you have low doc situation wherever you are in Melbourne. T&C’s apply.

Absolutely. We take privacy very seriously at UFS Direct; see our privacy policy

Yes, we can organise a pre-approval for you.
We can usually get your approval within 2 hours.