When you finance the purchase of a motor vehicle, bike, boat, or caravan it is usually a requirement of the loan contract or lease to have the security comprehensively insured at all times during the contract term. As a consequence, you must organise insurance before delivery by transferring your current insurance or arranging new cover. You can arrange comprehensive insurance from the insurer of your choice, or ask UFS to provide a competitive quote from any one of the insurers listed on their panel.

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With comprehensive insurance you will generally be covered for accidents, fire and theft as well as any third party damage you may be legally liable to pay. You should read the Product Disclosure Statement for the product you intend to purchase so that you understand exactly what is covered, the benefits for each level of cover, and what the limits and exclusions are.